Real Estate Blogs

The Island Wide Team



The holidays are just around the corner. Apart from preparing your shopping list, today is the best time to take note of things that relate to buying a home or selling a home. Check out our real estate tips for the holidays.


Tips for Home Buyers


When looking for homes for sale, it's important to consider where you are in life, especially if you are one of those who include "School Districts" in your checklist when buying a home. Surely, it is important to choose a location that is part of a good school district if you are planning to have a child that is within schooling age.



On the other hand, if you do not plan on having kids or do not have children of school age yet, it would be best to take that of the criteria, particularly if you are keen to find something soon or if there are good options right in front of you. In fact, even if you are starting a family or about to have a child soon, you still have years to think about school districts. Not to say that all schools are the same, as they are not, however, most pre-schools and elementary schools (on Long Island, NY) are generally similar in terms of how good or bad they are.


Check out this video playlist from expert Realtor Kyle Kelly of the Island Wide Team and see his advice about school districts:



Tips for Sellers


In the real estate market, most residential home owners don't sell their homes at the end of the year. While it makes sense to do this since holidays are around the corner, there could also be some opportunities missed. Instead of competing with other sellers during hot seasons, you may list your home sooner than later and get the chance of selling your home faster with more exposure and less competition.



Another thing to keep in mind is that there are buyers who are looking to move into a new home before another year starts. There is something about the New Year that makes people feel the urge for change, reboot, or simply a fresh start. Whatever the reasons are, it would be great to get your home in front of the line. In some cases, people are willing to be extra generous with their offers during this season.


Overall, if you are serious about buying a home or selling a home, the holidays should not prevent you from fulfilling your goals. Instead of delaying your plans, connect with us so we can guide you about the home buying process or help you sell your home with little or no headaches. We'd love to sit and talk with you!


Call or Text: 631-831-0912

FB Messenger: m.me/KKellyNY

Personal Email: KKellyNY@gmail.com

Team Email: islandwideteam@gmail.com

Instagram: @kkellyny @IslandWideTeam

Twitter: @kkellyny

TikTok: @therealdoublek

YouTube: youtube.com/agentkkelly

YouTube: The Island Wide Team

Website: islandwideteam.com

Website: kksells.com

Disclaimer: Views and information provided in this post are for general informational and educational purposes only and is not a substitute for professional advice. Before taking any action based upon such information, we encourage you to consult with the appropriate professionals. The use or reliance to any information contained on this site or mobile application is solely at your own risk.





Did you know that there are benefits for getting pre-approved before buying a home?



Thinking of buying a home? Wondering what the benefits of getting pre-approved are? Check out this article (before looking for houses online).


Stronger Bargaining Power



When making offers, a pre-approval letter could help you standout from other buyers, especially if many buyers are looking into the same property. When you have a pre-approval letter, you have a stronger bargaining power compared to those who don't have their finances lined up.


Closer to Closing



Since your records are already in the system, there is lesser back and forth of documents between you and the lender. You can save time, which makes it faster for you to get into the closing table.


Lesser Stress



Getting pre-approved gives you an idea how much you can borrow. This means that when you search for homes online, you know the range that you should look into. You don't have to worry whether you can get the home that you're looking into or not.


What Do You Need to Get A Pre-Approval From A Licensed Mortgage Officer?



The following are the things that you need to prepare when you talk to a mortgage officer to get pre-approved:


Employment Documents

Bank Statements

Tax Returns

W-2 Statements

Credit Report

Place of Residence


To know more about the home buying process or how to get pre-approved for the home of your dreams, contact us! We'd love to help!


Call or Text: 631-831-0912

FB Messenger: m.me/KKellyNY

Personal Email: KKellyNY@gmail.com

Team Email: islandwideteam@gmail.com

Instagram: @kkellyny @IslandWideTeam

Twitter: @kkellyny

TikTok: @therealdoublek

YouTube: youtube.com/agentkkelly

YouTube: The Island Wide Team

Website: islandwideteam.com

Website: kksells.com


Disclaimer: Views and information provided in this post are for general informational and educational purposes only and is not a substitute for professional advice. Before taking any action based upon such information, we encourage you to consult with the appropriate professionals. The use or reliance to any information contained on this site or mobile application is solely at your own risk.



Saving for a down payment is one of the important things when it comes to buying a home. Most people are afraid to go for their dream homes because they think it is impossible for them to gather the amount that is needed. The truth is, saving for a down payment could be much easier than you think. Here are a few reasons why:


1) Dispelling The 20% Down Payment Myth


One of the largest myths perceived by homebuyers is that they need 20% or more to purchase a home. However, the truth is, if it's not specified by the lender or by the loan, this is not a requirement. According to the National Association of Realtors®' Profile of Home Buyers and Sellers, since 2005, the median down payment hasn't gone beyond 20%. In fact, with FHA loans, down payments can be as low as 3.5%.


2) First-Time Homebuyer Assistance


Another common misconception when buying a home is that only first-time homebuyers can get assistance. There are many homebuyer assistance programs that people can access, even if it's not their first time to purchase a home.


If you need assistance in purchasing a home, whether it's somewhere in Longwood Community or any part of Long Island, give us a call and we'd love to help you!


Call or Text: 631-831-0912

FB Messenger: m.me/KKellyNY

Personal Email: KKellyNY@gmail.com

Team Email: islandwideteam@gmail.com

Instagram: @kkellyny @IslandWideTeam

Twitter: @kkellyny

TikTok: @therealdoublek

YouTube: youtube.com/agentkkelly

YouTube: The Island Wide Team

Website: islandwideteam.com

Website: kksells.com



Disclaimer: Views and information provided in this post are for general informational and educational purposes only and is not a substitute for professional advice. Before taking any action based upon such information, we encourage you to consult with the appropriate professionals. The use or reliance to any information contained on this site or mobile application is solely at your own risk.





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